By RealEstateForSaleMaui.com
Word Count: ~2,300
Keyword Focus: Maui condos for sale
Secondary Keywords: Maui condo market, beachfront condos, vacation rental condos, Kihei condos, Wailea condominiums, Maui real estate investment, condo financing, HOA fees in Maui, Maui condo listings
Table of Contents
- Why Maui Condos Are in High Demand
- Maui Condo Market Overview (2025)
- Types of Condos for Sale in Maui
- Top Locations to Buy a Condo in Maui
- Pros and Cons of Buying a Condo in Maui
- Condo HOA Fees and What They Include
- Maui Condo Vacation Rental Rules
- Step-by-Step Condo Buying Process
- Financing a Condo in Hawaii
- Best Practices for Out-of-State Buyers
- FAQs About Maui Condos for Sale
- Ready to Buy? Start Your Condo Search Today
1. Why Maui Condos Are in High Demand
In 2025, condos are among the most sought-after property types on Maui. Here’s why:
- Affordability compared to single-family homes
- Lower maintenance, making them ideal for part-time residents
- Prime locations near beaches, shops, and restaurants
- Eligibility for short-term vacation rental income
- Turnkey options—fully furnished and move-in ready
Condos offer a stress-free way to enjoy paradise while still building equity or generating income.
2. Maui Condo Market Overview (2025)
The Maui condo market has grown steadily post-pandemic, driven by both domestic and international buyers. Here are key trends for this year:
Median Condo Prices by Region (Q1 2025)
| Region | Median Price | YoY Change |
| Wailea/Makena | $1.6M | 5.2% |
| Kihei | $895K | 6.9% |
| Lahaina | $1.05M | 4.8% |
| Napili/Kapalua | $975K | 3.7% |
| Central Maui | $675K | 2.4% |
Data Source: RAM MLS, March 2025
Inventory remains tight in top-tier areas, especially beachfront complexes. Buyers should act decisively when quality units become available.
3. Types of Condos for Sale in Maui
🏖️ Vacation Rental Condos
- Zoned for short-term rentals (STRs)
- Located near resorts and beaches
- Popular with investors and part-time residents
🏠 Long-Term Residential Condos
- Usually more affordable
- Quieter complexes, often owner-occupied
- Not eligible for daily or weekly rentals
🛎️ Hotel-Style Condos (Condotels)
- Part of resort properties
- May include hotel-style amenities like concierge, valet, restaurants
- Financing can be trickier
🌴 Luxury Oceanfront Condos
- High-end, often gated, with panoramic views
- Amenities include pools, spas, private beach access
- Found in Wailea, Kapalua, and Kaanapali
4. Top Locations to Buy a Condo in Maui
🌇 Kihei
- Most popular and affordable beach town for condos
- Dozens of STR-approved complexes
- Proximity to restaurants, nightlife, and beaches
🌴 Wailea
- Luxury resort zone with high-end developments
- Gated communities and world-class golf nearby
- Strong appreciation potential
🏝️ Lahaina / Kaanapali
- Historic charm mixed with modern amenities
- Waterfront condos and high rental occupancy
- Limited inventory = competitive
🌿 Napili / Kapalua
- Serene, green, and less developed
- Ideal for peaceful retreats
- Pricey, but very exclusive
🏘️ Central Maui (Wailuku, Kahului)
- More budget-friendly options
- Local vibe, near shopping centers and hospitals
- Not typically zoned for STRs
5. Pros and Cons of Buying a Condo in Maui
✅ Pros
- Lower maintenance than single-family homes
- Strong potential for rental income
- Access to luxury amenities
- Easier financing for entry-level buyers
- Lock-and-leave convenience
❌ Cons
- Monthly HOA dues can be high
- Restrictions on rentals, pets, or renovations
- Limited land ownership (many are leasehold)
- Market competition drives up prices
6. Condo HOA Fees and What They Include
Monthly HOA dues typically range from $350 to $1,800+ depending on the property.
What They Usually Cover:
- Building insurance
- Exterior maintenance (roof, paint, elevators)
- Landscaping and pest control
- Water, sewer, trash
- Common areas: pool, gym, security
- Reserve fund for future repairs
Always review the HOA rules and budgets before purchasing.
7. Maui Condo Vacation Rental Rules
Hawaii counties have tightened regulations around short-term vacation rentals (STRs).
Key Things to Know:
- Not all condos are STR-approved
- STR condos must be in designated zones or have permits
- Maui County is enforcing unpermitted rentals with fines
- STRs in Kihei, Lahaina, and Kaanapali are generally legal—but confirm with your agent
Buying a condo for investment? Check its rental history and permit status first.
8. Step-by-Step Condo Buying Process in Maui
- Get Pre-Approved
Work with a Hawaii-based lender familiar with condo financing. - Choose a Local Agent
Find a Maui Realtor who understands zoning, STRs, and HOA nuances. - Search Active Listings
Use filters to select STR-approved, ocean view, or fee simple units. - View Properties (in-person or virtual)
Many out-of-state buyers tour condos via FaceTime or Zoom. - Make an Offer
Condos often receive multiple bids. Act quickly with a strong offer. - Inspect and Review Docs
Home inspection + HOA docs review (rules, budgets, reserve funds). - Close Escrow (30–45 Days)
Final walkthrough, fund transfer, title transfer. - Set Up Property Management (if renting)
Hire a licensed property manager if you plan to rent.
9. Financing a Condo in Hawaii
Financing condos in Maui is different from the mainland.
Key Tips:
- Condotel financing may require higher down payments
- Lenders must approve both you and the condo project
- 20–30% down is often needed
- VA and FHA loans accepted for some residential condos
- Vacation rental condos typically require conventional or portfolio loans
Use a Hawaii-based lender—they know the island’s unique rules and can close on time.
10. Best Practices for Out-of-State Buyers
- Visit Maui if possible, but virtual purchases are common and secure
- Hire a local real estate team to represent you fully
- Budget extra for travel, property management, and furniture if needed
- Consider insurance coverage for hurricanes and flood zones
- Use e-signatures to manage everything remotely
Many buyers in 2025 are Californians, Canadians, and retirees from the mainland U.S.—buying remotely, sight unseen.
11. FAQs About Maui Condos for Sale
Q: Are condos fee simple or leasehold in Maui?
A: Both exist. Fee simple means you own the land and unit. Leasehold means you lease the land for a set term.
Q: Can I rent my Maui condo on Airbnb?
A: Only if it’s legally zoned or permitted for STR. Many HOAs also regulate this.
Q: How much are HOA dues?
A: Typically $350–$1,800/month depending on amenities, location, and property age.
Q: Are Maui condos a good investment?
A: Yes—especially in legal STR zones with ocean views. Strong demand keeps rental income and resale values healthy.
Q: Do condos come furnished?
A: Many STR units are sold fully furnished. Residential condos may or may not include furniture.
12. Ready to Buy? Start Your Condo Search Today
Owning a condo on Maui isn’t just a real estate decision—it’s a lifestyle transformation. Whether you’re looking to live the dream full-time, invest in a high-performing rental, or retire in paradise, Maui condos for sale offer something for every type of buyer.
But the market moves fast, and properties in top-tier areas like Kihei, Wailea, and Lahaina don’t last long. Work with a team that lives and breathes Maui real estate.
🌺 Find Your Maui Condo with RealEstateForSaleMaui.com
✅ Instant access to active condo listings
✅ Local Maui experts, not mainland agents
✅ Free buyer consultations & virtual tours
📞 Call us at: (808) 727 9442
📧 Email: rye.buchan@gmail.com
🌐 Start your search: www.RealEstateForSaleMaui.com
